The goal of blackjack is to collect the number of points closer as possible to 21 but not exceeding 21 while the dealer’s points should be less than you have or he’s better have over 21. The cards with numbers have their estimated value, that is seven is 7 points, for example. Cards with pictures, such as Kings, Ladies and Jacks have value of 10 points. Aces counts as either 1 or 11 points, depending on what is best in the circumstances.
If the total number exceeds 21 points, you bust, i.e. you lose. If you have an amount of points less than or equal to 21 and the dealer more than 21, the dealer busts and you win. If neither the dealer nor you exceed 21, then one who has more points wins. If both of you have equal amount of points (push), nobody wins, nobody loses. In fact, the real objective of the game is to defeat the dealer and players reach it by collecting the total number of points closer as possible to 21 or forcing the dealer to bust taking additional cards so that the dealer’s points exceed 21.
Home Games You start the game, making the bet. Then the dealer gives you 2 cards and one for himself. Usually this card deals face upwards. Then the dealer draws a second card face down. This card is called a blank card (hole card). Now you need to make a choice: take another card (”hit”) or fold and allow the dealer to decide what to do next (”stand” or “stay”). If you hit, the dealer gives you a card and asks again whether you take another card, or stand. You can take the card until you are not satisfied with the overall number of points or bust. The dealer should also take the card until he has 17 or more.
Terms of Blackjack If your first two cards or the dealer’s cards are ace and 10 point card (i.e., 10, Jacks, Queens, or the King), this is called “Blackjack” (blackjack). If you have Blackjack, you automatically win but if the dealer also has Blackjack, it is considered a draw (push or tie). Blackjack is paid higher than a usual win. Blackjack is paid 3 to 2 that is your win is 3 for every 2 sets. Blackjack that is made after the first dealt cards is called natural (”a natural”) Blackjack.
Doubling Bets After receiving the first two cards you have an opportunity to redouble (”double down”). However, most casinos allow you to redouble your bet only if your first two cards are 9, 10 or 11 points. If you double the rate, the dealer will give you only one additional card and the card will recruit itself.
Split When your first two cards are of the same value (for example, a pair of seven) you can split them. To make the split you’re doing another bet, the same as the original. Then you split two cards, and you play them as separate hands (combination). Some casinos allow you to make another split (”resplit”) if you get a card of the same denomination. Special rules are applied if you decide to split aces. Then you get one card for each hand and if you have 21, it is not considered a blackjack.
Insurance When the dealer’s open card is an Ace, some casinos will ask you if you want to take advantage of insurance. The price of insurance is half of the initial rate. Your bet for the insurance is paid 2 to 1 if the dealer has blackjack, which will be equal to your largest losing at the original rate. For example, say, your starting bet is $20. A dealer has an ace, and you decide to get insurance putting $ 10 more. If the dealer has blackjack, you lose your initial bet of $20 but can get $20 for insurance. If the dealer does not have blackjack, you lose $10 insurance and continue to play on regular rules.